If you are addicted, and smoke 20 or more cigarettes a day MoneyMagic suggests quitting and trying to save £2,000 per year. Which is kind of shocking. Smoking is expensive, now not only looking at how quickly you lose your health but also how quickly it drains your wallet. So you’re not planning to quit any time soon, right? Did you realise you’re paying a much higher premium for health and life insurance every month. The addiction itself is so expensive, over that you have the perfect topping of paying higher premiums and risking your life in accidents caused while smoking and driving.

It all started at high school when your peers asked you try out something you were initially reluctant to. You gave in and are now facing the repercussions. Guess what, Yorkshire Bank stated that the 1.1 million Britons who quit smoking 12 months ago have since saved a collective total of £1 billion. You might not save billion, but I think you can save a lot of money you can invest elsewhere maybe your Mortgages. And if you need a little help, there help available readily.